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Finance Your Purchase

Power Computing offers a flexible finance package in association with Pay4Later and Logical Finance which means that you can spread the cost of owning one of our Custom PCs over time.

It can all be done online and best of all you get an instant decision.

General information

Finance is available to anyone over the age of 18 and for a loan value between £250 and £7,500. A minimum deposit of 10% is all that is required, up to a maximum of 50% which means that, to be able to finance your purchase, your shopping cart value should be a minimum of £277.78 (£250 loan and a 10% deposit of £27.78).

For your added convenience, we currently offer three finance packages at 19.9% APR:

  • 12 month Classic Credit
  • 24 month Classic Credit
  • 36 month Classic Credit

The system is paperless and utilises a digital signature meaning that you do not have to wait for decisions, agreements and the postal system. Your deposit can also be paid online so we can start processing your order within minutes and not days.

Finance Calculator

Why not try out our finance calculator to see how your repayments would change depending on the term of the loan and your initial deposit:

Buy on Finance

Please choose the cost of the goods you wish to buy and the term of your finance package:

£

Deposit£100.00
Amount of loan£ 400.00
Term36 months
Representative APR24.9%
Monthly repayment£15.37
pay by finance

Vary the amount of your deposit to see how your repayments change:
£

This calculator is also available on the Basket and Payment pages. A representative finance example is shown on the overview pages of products that qualify for finance.

Example 12 month Classic Credit Finance Option, 19.9% APR

  • Total Order Value: £1099.00
  • Deposit: £110.00
  • Amount of Credit: £989.00
  • 12 Monthly Instalments: £90.78
  • Amount Repayable: £1089.36 plus £110 deposit

Who can use our Finance Solution?

  • You must be 18 years old or over.
  • In regular full or part time employment (minimum 16 hours per week, unless you are retired or a houseperson with a spouse in full time employment).
  • Be a permanent UK resident and able to supply a UK address history for the last 3 years.
  • You must have a UK bank account capable of accepting Direct Debits.
  • No adverse credit history (no CCJs, IVAs or bankruptcies).
  • The deposit must be paid using a credit or debit card.
  • The Goods must be delivered to your home address.

How to Apply

Simply add the product you want to your shopping cart and checkout in the normal way – if the products you are ordering qualify for finance you will see a representative example on the product and basket screens. You can apply for finance on either the Basket and Payment pages.

On the Basket page you will see aPay4Later box where you can vary the term of your finance and the deposit. Feel free to adjust these as you wish. If you would like to apply for finance immediately simply click in the grey 'FAST CHECKOUT AND APPLY HERE' area at the bottom of the box – you will be taken to the Pay4Later application page.

On the Payment page choose 'Pay4Later' as your payment method – a box will appear where you can choose your finance term and deposit. When you have chosen these, press CONFIRM at the bottom left of the screen – after confirming your order you will be taken to the online application.

How long does it take to Apply?

Typically less than 3 minutes. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds.

Some applications may take longer to process. If for any reason an instant decision cannot be made, we'll send you an email the moment the finance company makes a decision.

How are my Monthly Payments Paid?

Directly from your nominated bank account. The first payment is due One Month after the date of the Finance Agreement and subsequent payments will be due on that date each month.

What Can I Purchase?

Any products from our website,as long as the value in your basket is greater than £277.78 and less than £15,000.

Can I Pay My Agreement off Early?

Yes, your Credit Agreement will explain how.

Will the finance company perform a credit check?

Yes. A credit check forms part of the automated decision making process and is part of a responsible lending policy.

What if I have bad credit?

The finance company uses an automated credit check as part of its decision making process. If you have an adverse credit record it may affect the decision. To give yourself the best chance of acceptance, please ensure you complete the credit application form correctly. Please don't apply for credit unless you're sure you will be able to comfortably repay it.

Power Computing's consumer credit service is provided by Pay4Later in association with Logical Finance.

Who is Pay4Later?

Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please visit http://www.pay4later.com/.

Who is Logical Finance?

Logical Finance is licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.logicalfinance.co.uk/.

Contact us

Send us a secure message using this form and we'll get back to you as soon as possible, normally within 1 working day.

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Payment Methods

We accept most credit and debit cards online and in-store, secured by SagePay. In addition you can pay using PayPal.

product

Our 2 Year Warranty

We are so confident about the quality of our systems that we are able to cover our PC Systems with a two-year, free collect-and-delivery, warranty on parts and labour.

finance

Finance your Purchase

Spread the load with our affordable finance packages.